Portugal Golden Visa Investment Funds in 2026
Expertly Managed, Fully Regulated, and Designed for Global Mobility
Expertly Managed, Fully Regulated, and Designed for Global Mobility
The Sophisticated Investment Alternative
A Golden Visa fund is a regulated financial vehicle overseen by the CMVM (Portuguese Securities Market Commission).
It allows non-EU investors and their family members to obtain residency in Portugal by investing a minimum of €500,000 in professionally managed portfolios across diverse sectors like technology, renewable energy, agriculture, hospitality, healthcare and venture capital.
Eligibility Criteria for Golden Visa Funds
The Golden Visa investment fund route is exclusively available to adult investors who meet the programme’s stringent legal and financial requirements.
Core Requirements:
Nationality: Must be a third-country national (not holding citizenship of an EU/EEA country or Switzerland).
Age: Must be at least 18 years of age.
Reputation: Possess a clean criminal record from both your country of origin and Portugal.
Source of Wealth: Provide transparent proof of the legitimacy and availability of the €500,000 for investment.
Mandatory Documentation:
Valid Passport and active private health insurance.
Declaration of Commitment: A formal statement confirming the intent to maintain the investment for a minimum of 5 years.
Statutory Fees: Full payment of all government application and processing fees.
Note: This list is for guidance only. Required documentation may vary based on your specific nationality and circumstances.
Residency with Confidence
Beyond the benefits you and your family will enjoy—such as living and working in a safe country with excellent education and healthcare systems, and visa-free travel within the Schengen Area—the Golden Visa investment fund programme is designed for convenience and security.
Regulated to Protect the Investor
Fees and Costs - Clear and Disclosed
Beyond the €500,000 capital commitment, investors should account for statutory government fees.
These costs vary based on family size and follow the 5-year renewal schedule (payable every 2 years).
In addition, you can also expect the fees below:
These may apply if the fund exceeds profitability targets and are success-based, with the manager retaining a % of profits above a specific hurdle rate.
Often incurred when lawyers with power of attorney handle contract setups; some companies work exclusively with their legal teams.
Commonly involve additional paperwork and detailed examinations necessary for fund investment.
Typically range from 1% to 2% annually, covering the costs of expert management of the fund.
Diverse Vehicles, One Strategic Goal
The Portuguese Golden Visa offers the flexibility to diversify your €500,000 minimum investment across multiple funds. This allows for a customized risk-return profile tailored to your financial objectives.
Access to Diverse Funds Through our Trusted Partners
This fund targets Portuguese manufacturing companies and circular economy projects, seeking long-term growth underpinned by new regulations and market trends.
This fund invests in mid-sized hotels and hospitality assets with value-add potential, primarily in Lisbon and the Algarve.
This fund invests in energy efficiency, renewables, and clean technologies. It supports sustainable infrastructure and innovation, targeting stable, long-term growth.
This fund targets prime hospitality assets, including hotels, serviced apartments, and dining and leisure venues, primarily in Lisbon and select major European cities with robust tourism demand.
Fund-Specific Requirements
Beyond standard residency paperwork, the fund route requires specific financial evidence to satisfy AIMA and banking regulations. This ensures the legitimacy of the capital flow and the fund's adherence to the 60% Portuguese investment mandate.
Investor Tip: Most of these documents are provided directly by the Fund Manager or your Portuguese Bank; our role is to ensure they are perfectly sequenced for your filing.
Mandatory Financial Evidence:
Proof of Capital Transfer: An official statement from your Portuguese bank confirming the €500,000 transfer specifically for fund subscription. Cryptocurrency can be used as a source of funds if converted and properly documented by a Portuguese bank.
Unit Ownership Certificate: Formal verification that you, as the primary applicant, have acquired the required participation units.
The 60% Mandate Proof: A technical declaration/business plan from the fund manager outlining the 5-year trajectory and compliance with the Portuguese investment quota.
Corporate Structure Details: If applying through a legal entity, additional KYC (Know Your Customer) and ownership chain documentation will be required.
Tell Us About Your Golden Visa Needs
Contact Us TodayFrom Investment to Residency
Investing for residency is a marathon, not a sprint. While the residency requirement is 5 years, most funds are structured for 7 to 10 years (and up to 12) to maximize asset value.
Let’s meet and explore your options and Golden Visa journey.
60% of assets must be in Portuguese companies.
Obtain a Portuguese tax ID and open a bank account.
You sign all fund subscription documents.
Evaluation and status approval by the fund manager.
From your bank account to the fund account.
The Fund issues a fund subscription declaration.
With all the required documents, plus the application fees payment.
In-person appointment at AIMA.
AIMA issues the initial residency permit, valid for two years.
The residency permit is renewed every two years.
Minimum staying is 7 days in the first year and 14 days in subsequent two-year periods.
The Exit Strategy Planned from Day One
Investment funds are designed for performance, not just residency. While the Golden Visa requires a 5-year holding period, professional fund managers aim to exit assets at peak value to maximise returns. Consequently, a fund's lifecycle often extends to 7–10 years.
Understanding liquidity and exit timelines is essential when evaluating any Golden Visa-eligible fund.
Maturity vs. Visa Requirement: Typically, funds have a lifespan of 7 to 10 years. Be prepared for your capital to be invested longer than the minimum 5-year legal requirement of the Golden Visa programme.
Liquidity & Resale: Capital is usually returned only at the fund's maturity. While early exit via unit resale is theoretically possible, the secondary market is illiquid, and a sale is never guaranteed.
Extension Periods: Managers often have the discretion to extend the fund's life by 1–2 years to ensure assets are sold at the best possible price.
We bridge the gap between you and elite legal and investment partners, ensuring every stage of your application is perfectly organized. Portugal Homes transforms a complex process into a seamless, professionally supported journey.
Check our FAQ list.